http://www.theinsurancecollective.co.nz/blog/ The latest Blog feeds from www.theinsurancecollective.co.nz en-us Sun, 05 Apr 2026 16:26:24 +1200 Rocketspark http://www.theinsurancecollective.co.nz/blog/post/159984/when-an-insurers-quick-fix-isnt-enough/ The Challenge:A client struck a submerged log at speed while returning to the marina in their high‑value launch. The insurer’s assessor concluded there was “no apparent hull damage” and proposed a minimal repair—stripping and recoating antifoul and a propeller realignment—placing the initial settlement at about $5,000.Our Approach:We pushed back and insisted on a specialist inspection. After tense negotiations the insurer approved a local marine engineer to examine the vessel, and we... Mon, 09 Feb 2026 08:07:53 +1300 http://www.theinsurancecollective.co.nz/blog/#post159984 http://www.theinsurancecollective.co.nz/blog/post/156037/fighting-for-whats-fair/ The Challenge:A client’s friend was struggling with a claim dispute and was facing an unfair settlement offer. They weren’t one of our clients at the time, but they needed help.Our Approach:We reviewed the claim, identified inconsistencies in the insurer’s calculations, and made a few strategic calls to negotiate on their behalf.The Outcome:The client received an additional $27,000 - a 25% increase on the original settlement. They’ve been with us ever since, and we now look after their f... Tue, 11 Nov 2025 19:15:31 +1300 http://www.theinsurancecollective.co.nz/blog/#post156037