Insurance for Builders
Contract works, public liability and plant cover for residential and light-commercial builders.
Cover built around your work
Building work carries real exposure - a half-finished structure damaged in a storm, a subcontractor's mistake, or a claim from next door. We arrange cover that protects the build itself and the liability that comes with it, so a setback doesn't sink the job.
What we help protect you against
- Damage to a partly-built structure before it's handed over
- A subcontractor or your own work causing a third-party loss
- Materials on site stolen or damaged
- Plant and equipment lost, damaged or hired-in liability
- Defect and workmanship allegations after completion
Who it's for
Residential and light-commercial builders who need the build, their liability and their gear covered as one programme.
The cover
Cover we typically arrange
- Contract Works InsuranceCovers new builds, renovations and civil projects against damage while work is underway.Learn more
- Public Liability InsuranceCovers your legal liability for injury or property damage you cause to others while working.Learn more
- Plant & Equipment InsuranceProtects machinery and equipment against damage, loss or breakdown - excavators to forklifts.Learn more
- Professional Indemnity InsuranceProtects you against claims of professional negligence, error or bad advice.Learn more

Talk to a real person
“When something goes wrong, you won't reach a call centre - you'll reach one of us - someone who already knows you and your cover. That's the whole point of doing this properly.”
Ryan
027 545 0908Frequently asked questions
What is contract works insurance and do builders need it?
Do you charge for a quote?
What areas do you cover?
What happens if I need to claim?
Ready when you are
Get cover sorted for your builders
Tell us a little about what you do and we'll come back with tailored cover and straight-talking advice.
or Contact us
- Free & no obligation
- Insurance Advisernet member


