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The Insurance Collective
Construction & Trades

Contract Works Insurance

Covers new builds, renovations and civil projects against damage while work is underway.

Request a quote 027 213 4362
Overview

Contract works insurance covers construction projects - new builds, renovations and repairs, whether commercial, residential or civil - against loss or damage while the work is underway. It's the cover that protects the project itself, the materials on site, and often the existing structure you're working on.

Contract Works Insurance
What it can cover

Contract Works Insurance- what's included

  • Damage to the works under construction
  • Materials and plant on site
  • Existing structures being worked on
  • Public liability during the project
  • Removal of debris and professional fees

Who it's for

Builders, developers and homeowners running a build - from a single renovation to a nationwide construction programme.

Why us

Why arrange it through The Insurance Collective

Genuinely local

Hawke's Bay brokers who know the region and can meet in person.

An advocate at claim time

We negotiate the wording and fight for a fair outcome when it counts.

National buying power

Insurance Advisernet membership means access to every major insurer.

Ryan McBrearty
Ryan McBreartyManaging Director

Talk to a real person

“When something goes wrong, you won't reach a call centre - you'll reach one of us - someone who already knows you and your cover. That's the whole point of doing this properly.”

Ryan

027 545 0908

Frequently asked questions

Who should arrange the contract works policy - the builder or the owner?
Either can, but it needs to be clear in the contract. We help builders and owners work out who insures the works so there's no gap and no doubled-up cover, and so the sum insured matches the full contract value including materials and existing structures.
Do you charge for a quote?
No - quotes are free and there's no obligation. We're paid by the insurers we place cover with; our full fee disclosure is on the disclosures page.
How much will it cost?
It depends on your specific situation, so the fastest way to a real number is to request a quote or give us a call - we'll tailor it to you and explain the trade-offs.
How quickly can you arrange cover?
For straightforward cover we can often sort it the same day. More complex programmes take a little longer, but we'll keep things moving and keep you in the loop.
What areas do you cover?
We're based in Hastings and look after clients right across Hawke's Bay and around New Zealand.
What happens if I need to claim?
You call us, not a call centre. We guide you through the process, check the paperwork, negotiate the wording and advocate for a fair outcome - that's the real value of having a broker in your corner.

Related cover

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Worth reading

Plain-English guides related to contract works insurance.

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Get a quote for contract works insurance

Tell us a little about your situation and we'll come back with a personalised quote and straight-talking advice.

Request a quote027 213 4362

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