Body Corporate Insurance
Shared-building cover arranged for the body corporate, its common property and owners.
Multi-unit and shared buildings carry insurance obligations that ordinary property cover doesn't meet. We arrange body corporate insurance that protects the building, common property and the body corporate itself, with valuations and wordings that keep every owner properly covered.

Body Corporate Insurance- what's included
- Full reinstatement of the building and common property
- Body corporate liability and office bearers
- Loss of rents and temporary accommodation
- Compliant valuations and sums insured
Why us
Why arrange it through The Insurance Collective
Genuinely local
Hawke's Bay brokers who know the region and can meet in person.
An advocate at claim time
We negotiate the wording and fight for a fair outcome when it counts.
National buying power
Insurance Advisernet membership means access to every major insurer.

Talk to a real person
“When something goes wrong, you won't reach a call centre - you'll reach one of us - someone who already knows you and your cover. That's the whole point of doing this properly.”
Ryan
027 545 0908Frequently asked questions
Do you charge for a quote?
How much will it cost?
How quickly can you arrange cover?
What areas do you cover?
What happens if I need to claim?
Related cover
All solutions- Commercial Property InsuranceCover for commercial buildings and portfolios with market-leading wordings and excess options.
- Landlord InsuranceCover built for rental property, including tenant damage, lost rent and meth contamination.
- Goods in Transit InsuranceCovers your stock, materials and equipment against loss or damage while they're being moved.
Worth reading
Plain-English guides related to body corporate insurance.
- Commercial Property Insurance in Hawke's Bay After Cyclone GabrielleInsuring commercial property in Hawke's Bay flood zones after Cyclone Gabrielle - what's changed, what insurers look for, and how a broker helps.
- How to Work Out the Sum Insured on a Commercial BuildingYour sum insured should reflect what it costs to rebuild, not what the building is worth. What belongs in the figure, where it commonly goes wrong, and how the average clause can reduce a claim.
- Do You Need Landlord Insurance in New Zealand?Landlord insurance is not compulsory in New Zealand, but a tenant's liability for careless damage is capped by law. What that means for rental owners, and what the cover actually adds.
Ready when you are
Get a quote for body corporate insurance
Tell us a little about your situation and we'll come back with a personalised quote and straight-talking advice.
or Contact us
- Free & no obligation
- Insurance Advisernet member


