Life, health & income protection
Life & health insurance
Protecting your income, your health and your family is just as important as protecting your business and property. It's a specialist field - so rather than dabble, we connect you with a trusted life & health adviser who does it properly.
The right advice, from the right specialist
The Insurance Collective specialises in business, rural and general insurance. Life and health cover - life, health, income protection and trauma - is a distinct area of advice, so we don't pretend to be the experts. Instead, we'll introduce you to a trusted life & health adviser from our network and help make the connection a smooth one.
The cover a life & health adviser can arrange
Life insurance
Pays a lump sum to your family or business if you die or are diagnosed with a terminal illness - clearing debt and protecting the people who depend on you.
Health & medical insurance
Covers private treatment, specialists and surgery so you're not waiting on public lists when it matters most.
Income protection
Replaces a portion of your income if illness or injury stops you working, so the bills keep getting paid while you recover.
Trauma & TPD cover
Pays a lump sum on a major health event - cancer, heart attack, stroke - or if you're permanently unable to work.
This page is general information, not personalised financial advice. A life & health adviser will recommend cover suited to your specific circumstances.
Want to sort your life or health cover?
Get in touch and we'll connect you with a trusted life & health specialist from our network - no cost, no obligation, just a warm introduction to someone who'll look after you properly.
Ready when you are
Cover for your business too?
While you're here - if your business, rural or personal insurance could use a second look, that's exactly what we do best.
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- Free & no obligation
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