Key Person Insurance
Financial protection for the business if a key owner or employee can no longer work.
Most businesses depend on one or two people whose knowledge, relationships or skill drive the revenue. Through our business partners we can arrange key person cover so the business has the funds to survive, recruit and recover if that person is lost through illness, injury or death.
Key Person Insurance- what's included
- Lump sum to replace lost revenue or repay debt
- Cost of recruiting and training a replacement
- Shareholder and business-continuity protection
- Arranged via our specialist life & risk partners
Why us
Why arrange it through The Insurance Collective
Genuinely local
Hawke's Bay brokers who know the region and can meet in person.
An advocate at claim time
We negotiate the wording and fight for a fair outcome when it counts.
National buying power
Insurance Advisernet membership means access to every major insurer.
Talk to a real person
“When something goes wrong, you won't reach a call centre - you'll reach one of us, or one of our other brokers who already knows your cover. That's the whole point of doing this properly.”
Ryan & Ashley
Call the team on 027 545 0908Frequently asked questions
Do you charge for a quote?
How much will it cost?
How quickly can you arrange cover?
What areas do you cover?
What happens if I need to claim?
Related cover
All solutions- Business InsuranceA tailored package covering your assets, business interruption and liability so a loss puts you back where you were.
- Business Interruption InsuranceProtects your profit, wages, rentals and ongoing costs when a loss stops you trading.
- Management Liability InsuranceCovers your personal assets, employment disputes, employee theft and defence costs in one package.
Ready when you are
Get a quote for key person insurance
Tell us a little about your situation and we'll come back with a personalised quote and straight-talking advice.
or Contact us
- Free & no obligation
- Insurance Advisernet member