Commercial Property Insurance
Cover for commercial buildings and portfolios with market-leading wordings and excess options.
Commercial property owners have many things to consider when insuring building portfolios. Talk to us about how to leverage your buying power, keep up to date with market-leading wordings, and structure excess options that actually suit the property - especially in Hawke's Bay's post-Cyclone-Gabrielle risk environment.

Commercial Property Insurance- what's included
- Material damage to commercial buildings
- Loss of rents and landlord exposures
- Portfolio structuring and buying power
- Natural disaster and flood-zone considerations
- Market-leading wordings and excess options
Why us
Why arrange it through The Insurance Collective
Genuinely local
Hawke's Bay brokers who know the region and can meet in person.
An advocate at claim time
We negotiate the wording and fight for a fair outcome when it counts.
National buying power
Insurance Advisernet membership means access to every major insurer.

Talk to a real person
“When something goes wrong, you won't reach a call centre - you'll reach one of us - someone who already knows you and your cover. That's the whole point of doing this properly.”
Ryan
027 545 0908Frequently asked questions
Do you charge for a quote?
How much will it cost?
How quickly can you arrange cover?
What areas do you cover?
What happens if I need to claim?
Related cover
All solutions- Landlord InsuranceCover built for rental property, including tenant damage, lost rent and meth contamination.
- Body Corporate InsuranceShared-building cover arranged for the body corporate, its common property and owners.
- Goods in Transit InsuranceCovers your stock, materials and equipment against loss or damage while they're being moved.
Worth reading
Plain-English guides related to commercial property insurance.
- Why Use an Insurance Broker?What an insurance broker actually does, how they're paid, and when using one beats going direct. A plain-English guide from The Insurance Collective.
- Insurance Broker vs Going Direct: Which Is Right for You?Broker or buy direct? Compare cost, cover quality, advice and claims support so you can decide which suits your business or personal insurance.
- Commercial Property Insurance in Hawke's Bay After Cyclone GabrielleInsuring commercial property in Hawke's Bay flood zones after Cyclone Gabrielle - what's changed, what insurers look for, and how a broker helps.
Ready when you are
Get a quote for commercial property insurance
Tell us a little about your situation and we'll come back with a personalised quote and straight-talking advice.
or Contact us
- Free & no obligation
- Insurance Advisernet member


