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Commercial Property

Goods in Transit Insurance

Covers your stock, materials and equipment against loss or damage while they're being moved.

Overview

If your business moves goods - stock to customers, materials between sites, tools and equipment on the road - they're exposed the moment they leave the building. Goods in transit insurance covers that stock, product and equipment against loss or damage while it's being carried, whether in your own vehicles or by a carrier.

Goods in Transit Insurance
What it can cover

Goods in Transit Insurance- what's included

  • Your goods, stock and materials while in transit
  • Loss or damage from accident, fire or theft in transit
  • Tools and equipment carried between sites
  • Cover in your own vehicles or with a third-party carrier
  • Loading and unloading, where arranged

Who it's for

Wholesalers, trades, manufacturers and any business that regularly moves stock, materials or equipment around New Zealand.

Why us

Why arrange it through The Insurance Collective

Genuinely local

Hawke's Bay brokers who know the region and can meet in person.

An advocate at claim time

We negotiate the wording and fight for a fair outcome when it counts.

National buying power

Insurance Advisernet membership means access to every major insurer.

Ryan & Ashley
Ryan & AshleyDirectors, The Insurance Collective

Talk to a real person

When something goes wrong, you won't reach a call centre - you'll reach one of us, or one of our other brokers who already knows your cover. That's the whole point of doing this properly.

Ryan & Ashley

Call the team on 027 545 0908

Frequently asked questions

Isn't my stock covered by the carrier?
Not necessarily, and not always fully - a carrier's liability is often limited and may not match the value of your goods. Your own goods in transit cover means you're protected regardless of who's carrying them or how their liability is capped.
Do you charge for a quote?
No - quotes are free and there's no obligation. We're paid by the insurers we place cover with; our full fee disclosure is on the disclosures page.
How much will it cost?
It depends on your specific situation, so the fastest way to a real number is to request a quote or give us a call - we'll tailor it to you and explain the trade-offs.
How quickly can you arrange cover?
For straightforward cover we can often sort it the same day. More complex programmes take a little longer, but we'll keep things moving and keep you in the loop.
What areas do you cover?
We're based in Hastings and look after clients right across Hawke's Bay and around New Zealand.
What happens if I need to claim?
You call us, not a call centre. We guide you through the process, check the paperwork, negotiate the wording and advocate for a fair outcome - that's the real value of having a broker in your corner.

Ready when you are

Get a quote for goods in transit insurance

Tell us a little about your situation and we'll come back with a personalised quote and straight-talking advice.

or Contact us

  • Free & no obligation
  • Insurance Advisernet member