TAILORED INSURANCE SOLUTIONS FOR LIFE & BUSINESS
Protect what matters most with confidence
Protect your business with confidence through our tailored insurance solutions designed for New Zealand businesses. At The Insurance Collective, we understand the unique challenges and risks faced by businesses in Aotearoa, offering bespoke policies that safeguard your assets, employees, and future growth. Experience peace of mind with our expert guidance and comprehensive coverage, ensuring your business thrives in any environment.
Insurance designed to fit your world
We provide a wide range of insurance solutions for businesses, individuals, and families across New Zealand. Whether you need to protect your business assets, employees, or fleet, or safeguard your home, vehicles, boats, or personal belongings, our team will design a tailored package that fits your needs. With expert guidance and comprehensive coverage, you can enjoy peace of mind knowing you’re protected against life’s unexpected events.
EXPLORE
Business Insurance
Designed to cover your business and get it back to the same position it was prior to the event happening. We can arrange cover for your assets, business interruption and Liability requirements, all within a tailored package.
Financial (Business) Interruption
NZ has learnt some valuable lessons about the importance of business interruption cover following earthquakes, cyclones and other natural events. Talk to us about protecting your lost rentals, profit, wages and ongoing costs following a loss.
Commercial Property Insurance
Commercial property owners have many things to consider when insuring commercial building portfolios. Talk to us about how to leverage your buying power and keeping up to date with market leading wordings and excess options.
Management Liability Insurance
Cover your personal assets, employment disputes, employee theft and additional defence costs within a comprehensive Management Liability Package.
Motor Vehicle to Heavy Fleet
With ever increasing motor vehicle accidents and repair costs we can manage your commercial motor portfolio to keep you rolling should your fleet ever be sidelined. We can introduce you to our repair shop partners and they will ensure you are provided with the best and quickest repairs – getting you back on the road sooner.
Cyber Insurance
In this new technical age, everyone is increasingly aware of the threat to business from computer virus and cyber pirates. These online threats are insurable including cyber ransoms, damage control should client’s personal information be stolen and costs to restore lost content or income.
Marine Hull - Pleasure Craft to Commercial Vessels
Our capabilities in the Marine sector range from activities on land such as house moving or Carriers Liability through to Marine Cargo, Hull, pleasure craft & ship repairers liability.
Trade and Contract Works
Trade specific cover for all trades from a man in a van to a nationwide company, from tools and Public Liability cover to meeting the requirements of the LBP act. In addition, we provide Contract Works covers for new builds, renovations or repairs for commercial, residential or Civil projects.
Domestic – Home, Contents, Vehicles, Boats
The home is the largest asset most families have so its vital to protect it correctly. Our domestic policies are designed to cover all your personal assets like you home, contents, boats and motor vehicles.
Personal and Corporate Travel Insurance
Don’t let an unexpected hiccup ruin your dream holiday or get in the way of you doing business. Talk to us about our single or annual travel insurance programmes.
Trade Credit Insurance
Non-payment of trade debt can cripple a business through no fault of its own. Make sure you protect your business by insuring your outstanding invoices.
Plant and Equipment Insurance
This policy protects a business from financial losses due to damage, loss, or breakdown of its machinery and equipment. This type of insurance covers a wide range of assets, from heavy machinery like excavators and cranes to more mobile equipment like forklifts and tools
General Liability Insurance
Employment Disputes -this protects businesses in New Zealand from claims made by employees or job applicants regarding employment practices. It covers legal costs and potential damages for claims like unjustified dismissal, discrimination, harassment, or breaches of the employment agreement, Privacy Act, or Human Rights Act.
Financial Insurance
Though our business partners we can introduce you to advisers who offer key person insurance, shareholder protection, along with health, injury, disablement and life insurance.
INSURERS WE WORK WITH
Take the next step
Protect your most important assets with confidence. Talk to our expert team today about the policies that best suit your needs and get a tailored insurance package designed to safeguard your future.
