Professional Indemnity Insurance
Protects you against claims of professional negligence, error or bad advice.
If your business gives advice, designs, or provides a professional service, professional indemnity insurance covers claims that your advice or work caused a client a financial loss - including the legal costs of defending yourself, whether or not the claim succeeds.

Professional Indemnity Insurance- what's included
- Claims of negligence, error or omission
- Breach of professional duty
- Defence costs and investigations
- Loss of documents and defamation where included
Who it's for
Consultants, designers, engineers, accountants, IT and any business paid for its expertise or advice.
Why us
Why arrange it through The Insurance Collective
Genuinely local
Hawke's Bay brokers who know the region and can meet in person.
An advocate at claim time
We negotiate the wording and fight for a fair outcome when it counts.
National buying power
Insurance Advisernet membership means access to every major insurer.

Talk to a real person
“When something goes wrong, you won't reach a call centre - you'll reach one of us - someone who already knows you and your cover. That's the whole point of doing this properly.”
Ryan
027 545 0908Frequently asked questions
Do you charge for a quote?
How much will it cost?
How quickly can you arrange cover?
What areas do you cover?
What happens if I need to claim?
Related cover
All solutions- Public Liability InsuranceCovers your legal liability for injury or property damage you cause to others while working.
- General & Employers LiabilityEmployment-related and broader liability cover, including employer's liability and disputes.
- Employers Liability InsuranceCovers claims from employees for work-related harm that falls outside the ACC scheme.
Worth reading
Plain-English guides related to professional indemnity insurance.
- How Much Does Business Insurance Cost in NZ?What drives the cost of business insurance in New Zealand, how it's priced, and how to get the right cover without overpaying. A broker's guide.
- What Does Public Liability Insurance Cover?Public liability insurance explained - what it covers, what it doesn't, and who needs it in New Zealand. A clear guide from The Insurance Collective.
- Public Liability vs Professional Indemnity: What's the Difference?The difference between public liability and professional indemnity insurance, and why many businesses need both. A plain-English guide from The Insurance Collective.
Ready when you are
Get a quote for professional indemnity insurance
Tell us a little about your situation and we'll come back with a personalised quote and straight-talking advice.
or Contact us
- Free & no obligation
- Insurance Advisernet member


