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Trades & Construction

Insurance for Contractors

Liability, plant, motor and contract works cover for civil, earthmoving and specialist contractors.

Overview

Cover built around your work

Contractors move between sites, run expensive plant, and carry liability the moment they turn up. We arrange cover that travels with the work - public liability, your machinery and vehicles, and the contract works themselves - matched to the jobs you take on.

The risks you carry

What we help protect you against

  • Underground services struck during earthworks
  • Expensive plant damaged, stolen or breaking down
  • Hired-in plant you're liable for
  • Damage to the works before practical completion
  • Principal contract terms requiring specific limits and cover

Who it's for

Civil, earthmoving, drainage and specialist contractors who need cover that keeps up with the sites they work on.

Ryan & Ashley
Ryan & AshleyDirectors, The Insurance Collective

Talk to a real person

When something goes wrong, you won't reach a call centre - you'll reach one of us, or one of our other brokers who already knows your cover. That's the whole point of doing this properly.

Ryan & Ashley

Call the team on 027 545 0908

Frequently asked questions

Does my contract dictate what insurance I need?
Often, yes. Principal and subcontract agreements frequently specify minimum public liability limits, contract works cover and named parties. Send us the contract and we'll make sure your cover meets the terms before you sign.
Do you charge for a quote?
No - quotes are free and there's no obligation. We're paid by the insurers we place cover with; our full fee disclosure is on the disclosures page.
What areas do you cover?
We're based in Hastings and look after clients right across Hawke's Bay and around New Zealand.
What happens if I need to claim?
You call us, not a call centre. We guide you through the process, check the paperwork, negotiate the wording and advocate for a fair outcome - that's the real value of having a broker in your corner.

Ready when you are

Get cover sorted for your contractors

Tell us a little about what you do and we'll come back with tailored cover and straight-talking advice.

or Contact us

  • Free & no obligation
  • Insurance Advisernet member