Orchard Insurance
Cover for orchard infrastructure, plant, crops and the liability of a working horticultural operation.
Cover built around your work
Hawke's Bay is orchard country, and the risks are specific - from hail and frost to the packing gear, cool stores and machinery a productive orchard depends on. We arrange cover matched to horticulture, protecting your infrastructure, equipment and the operation behind the crop.
What we help protect you against
- Damage to sheds, cool stores and packing infrastructure
- Machinery, irrigation and frost-protection gear losses
- Liability arising from the operation and seasonal labour
- Business interruption after damage to key infrastructure
- Underinsurance on specialised horticultural assets
Who it's for
Orchardists and horticultural growers who need cover that understands seasonal, infrastructure-heavy operations.
The cover
Cover we typically arrange
- Rural & Grower InsuranceCover built for Hawke's Bay farms, lifestyle blocks, orchards, vineyards and packhouses.Learn more
- Plant & Equipment InsuranceProtects machinery and equipment against damage, loss or breakdown - excavators to forklifts.Learn more
- Public Liability InsuranceCovers your legal liability for injury or property damage you cause to others while working.Learn more
- Business Interruption InsuranceProtects your profit, wages, rentals and ongoing costs when a loss stops you trading.Learn more
Talk to a real person
“When something goes wrong, you won't reach a call centre - you'll reach one of us, or one of our other brokers who already knows your cover. That's the whole point of doing this properly.”
Ryan & Ashley
Call the team on 027 545 0908Frequently asked questions
Do you charge for a quote?
What areas do you cover?
What happens if I need to claim?
Ready when you are
Get cover sorted for your orchards
Tell us a little about what you do and we'll come back with tailored cover and straight-talking advice.
or Contact us
- Free & no obligation
- Insurance Advisernet member