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Hospitality, Retail & Premises

Insurance for Retail & Shops

Stock, fit-out, glass, liability and business interruption cover for retail and shop owners.

Overview

Cover built around your work

A shop's value is in its stock, its fit-out and its foot traffic - all of which are exposed to theft, damage and disruption. We arrange retail cover that protects the premises and stock, covers you if a customer is injured, and keeps income flowing if you're forced to close.

The risks you carry

What we help protect you against

  • Burglary, theft or stock stolen from the shop floor
  • Fire, water or shopfront glass damage
  • A customer slip, trip or injury in-store
  • Stock damaged in transit or storage
  • Lost trade while the store is closed for repairs

Who it's for

Independent retailers and shop owners who want their premises, stock and income covered under one tidy programme.

Ryan & Ashley
Ryan & AshleyDirectors, The Insurance Collective

Talk to a real person

When something goes wrong, you won't reach a call centre - you'll reach one of us, or one of our other brokers who already knows your cover. That's the whole point of doing this properly.

Ryan & Ashley

Call the team on 027 545 0908

Frequently asked questions

Do you charge for a quote?
No - quotes are free and there's no obligation. We're paid by the insurers we place cover with; our full fee disclosure is on the disclosures page.
What areas do you cover?
We're based in Hastings and look after clients right across Hawke's Bay and around New Zealand.
What happens if I need to claim?
You call us, not a call centre. We guide you through the process, check the paperwork, negotiate the wording and advocate for a fair outcome - that's the real value of having a broker in your corner.

Ready when you are

Get cover sorted for your retail & shops

Tell us a little about what you do and we'll come back with tailored cover and straight-talking advice.

or Contact us

  • Free & no obligation
  • Insurance Advisernet member